Frequently Asked Questions

Frequently Asked Questions

At Reverse Mortgage Mitch Brand, we offer a wide range of home financing options, including FHA Loans, Conventional Loans, Reverse Mortgages, Self-Employed Loans, and Foreign Buyer Loans. Each loan program is tailored to meet the unique financial needs of our clients across New York, Florida, and Connecticut.

A reverse mortgage is a loan available to homeowners aged 62 and older that allows them to convert a portion of their home equity into cash. You must live in the home as your primary residence and meet certain equity and financial requirements. Mitch Brand will walk you through the entire process with care and clarity.

Yes! We specialize in Self-Employed Loans designed for entrepreneurs, freelancers, and independent earners. These programs use bank statements or alternative documentation instead of traditional tax returns to help you qualify for a mortgage.

Not necessarily. Our Foreign Buyer Loan programs help non-U.S. citizens purchase property in the United States. Even without U.S. credit history or residency, you may still qualify with the right documentation and financial profile.

Mitch Brand offers a personalized consultation to understand your financial goals, credit profile, and property needs. Based on that, we’ll recommend the most suitable loan program—ensuring you make a well-informed decision.

FHA loans offer lower down payment requirements, flexible credit guidelines, and competitive interest rates. They are especially popular among first-time homebuyers and those with moderate income or limited credit history.

Reverse Mortgage Mitch Brand is proudly licensed in New York, Florida, and Connecticut. We provide expert mortgage guidance and support for homebuyers, homeowners, and investors throughout these three states.